If most of us could go back five years in our financial lives, we would rethink a lot of our purchases. No matter where you are today, there are a few things that you can do today to improve your financial situation:

1. Save more. No matter how much you are saving right now, challenge yourself to save a little more.

2. Evaluate your employer’s retirement plan. Make sure you are maximizing your savings options. Self employed? Work with a financial planner to evaluate the options that are available to you. It is even more important that you have a financial plan if there is no employer sponsored plan in place.

3. Understand your risk tolerance. I have seen so many young people with investment in ultra conservative funds while there are older people nearing retirement taking huge amounts of risk in their portfolio. We discuss more about why this is important but just know that not all

Want to discuss your financial strategy? Book a session with me and we can talk through your goals and the strategy needed to achieve them. From there, you can work with an investment adviser